Mandates and real income of real people

There's an interesting post on NoodleFood about how much Obamacare will actually cost an average person.

Here are a couple of excerpts:

If the House of Representatives proposal passes, I expect that my premiums will be right at the legal maximum of 12% where subsidies kick in... assuming that my income doesn't rise past the threshold where a single man is ineligible for help! It averages around $40K, so 12% is $400 a month. I know I can't afford to pay that; I used to pay that much for Blue Cross, and it left me under chronic financial stress. So I'm planning to pay the penalties; 2.5% is $1K a year, which will hurt me, but it won't completely wipe me out. On the other hand, I can't see how it's supposed to help me maintain my health.

and

All income redistribution strikes me as ethically dubious, but income redistribution from the young and poor to the old and nonpoor seems hard to justify in terms of the values the Democratic Party claims to support.